Every lease quote is technically true — and impossible to compare.
One dealer drops the down payment and stretches the term. Another keeps the term short but pads the money factor. A third looks cheapest of all — until you notice the mileage allowance is half what you actually need.
None of them are lying. They're just structured differently, on purpose, so nothing lines up. It's the same trick as a listing priced 20% below its neighbors that turns out to be 20% smaller — the number alone doesn't tell you what you're getting.
Lower is better. Works the same whether you're comparing a $28k sedan or a $70k SUV.
Three steps, same numbers already on your quote sheet.
Add every vehicle you're weighing
MSRP, down payment, monthly payment, term, mileage allowance — whatever the dealer already gave you.
We calculate the Value Rate
A $700/mo payment on a $70k car and a $500/mo payment on a $45k car finally land on the same scale.
Rank, save, and get emailed the results
Every vehicle sorted by Value Rate, saved to your account, and sent to your inbox — so it doesn't just live in a dealership's back office.
Every comparison, ranked the moment you hit save.
| # | Vehicle | Total Cost | Eff. Monthly | Rate ▲ |
|---|---|---|---|---|
| ★ | Ford 8/4 2:30pmBest | $32,312 | $673/mo | 8.52 |
| 2 | GMC 8/4 | $31,350 | $804/mo | 12.37 |
| 3 | Lexus +$1,500 overage | $28,664 | $796/mo | 13.50 |
Built for people who read the fine print.
Lease Value Comparison is heading to the App Store soon. Send us a note and we'll let you know the moment it's live.
Get notified at launch →